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Initial Bet
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The bettor establishes an initial bankroll (e.g. €100) and a fixed percentage (e.g. 5% = €5)
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If they win: the bankroll increases (€100 + profit) and the next bet is calculated on the new amount
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If they lose: the next bet remains at 5% but is based on the reduced bankroll (e.g. €95 → €4,75)
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Dynamic Adjustment
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Objective
Recover losses through winning bets with high odds, without exponential increases as in the Martingale
Advantages of the Strategy
✅ Reduced bankruptcy risk - Losses are mitigated by reducing the bet amount
✅ Flexibility - Works with different odds (not only 2.00+)
✅ Long-term stability - Preserves the bankroll during losing streaks
Disadvantages and Risks
❌ Slow profit growth - Less aggressive than other strategies
❌ Dependence on high odds - Requires odds of at least 1.8 for effective recovery
❌ Psychological pressure - Requires discipline to maintain the percentage after emotional losses
Calculation Example
| Step |
Bankroll |
Bet (5%) |
Odds |
Outcome |
New Bankroll |
| 1 |
€100 |
€5 |
1.8 |
Won |
€104 |
| 2 |
€104 |
€5,20 |
1.5 |
Lost |
€98,80 |
| 3 |
€98,80 |
€4,94 |
2.0 |
Won |
€103,68 |
Usage Tips
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Choose reliable events - Ideal for favorites (odds 1.5-2.0)
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Limit the percentage - 1-5% of the bankroll is ideal
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Combine with analysis - Use statistics, not just the financial model
Conclusion
The Mobile Bank is a safer alternative to the Martingale, but it requires patience and strict discipline. Perfect for bettors focused on sustainable long-term profits.
For safer betting strategies, consult this article.